Learn About the Differences & the Benefits of Buying Vs. Leasing

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Buying or leasing is the biggest question New York City customers from Yonkers to White Plains have to answer when choosing their next vehicle at New Rochelle Chevrolet. Our Chevy finance center in New Rochelle, NY understands how big of a financial decision this is, which is why our helpful finance experts are here to guide you and explain the differences between buying and leasing. Buy or lease your next Chevy in New Rochelle, NY!

Similarities & Key Differences Between Buying & Leasing a Chevy

Both buying and leasing involve making a shopping list of your favorite Chevy models, setting a budget, and applying for credit.

Driving Preferences & Types of Vehicles

Leasing is a short-term driving solution for Yonkers motorists who need an interim vehicle or want to enjoy the latest models with lower monthly payments and less up-front money. Leasing is not owning, though.

Financing a vehicle leads to ownership. Financing a car involves obtaining and paying off an auto loan, in addition to making a sizable down payment. Buying and financing a vehicle is eligible for new or used Chevrolet models, while leasing is usually restricted to new vehicles.


Terms for financing and leasing a Chevrolet in New Rochelle also differ. Leasing lets Port Chester drivers choose a lease term, which is typically between 24 to 48 months. Most Chevy lease deals are two to three years. Auto loan terms for financing typically range from 48 to 72 months, depending on how long White Plains shoppers want to pay off the vehicle and how much interest they want to fork out.

Coverage & Restrictions

Leasing a new Chevy includes GAP Protection, while financing doesn't. While leasing has some restrictions for mileage and wear and tear, financing a vehicle offers total freedom over driving, maintenance, and customization.

Financing Your Next Vehicle in New Rochelle, NY

Now that New Rochelle, NY customers know about financing a vehicle, they can buy a new Chevy or a used vehicle from us. Our finance center will go over loan terms and discuss which interest rates you're eligible to receive. Finance any vehicle from our new or used inventory!

Benefits of Buying & Financing Your Purchase

  • After paying the auto loan in full, Port Chester customers own the vehicle outright and have equity built up. The new Chevrolet or used vehicle is entirely yours!
  • Financing costs are more spread out, and there are fixed monthly payments.
  • Customize the vehicle and drive as many miles as you want around New York City.
  • Paying off a car loan can help White Plains shoppers build credit.
  • Yonkers drivers have the ability to trade-in the vehicle and get a high return value when they sell their car to New Rochelle Chevrolet.

Lease a New Chevy in New Rochelle, NY

Some Yonkers drivers will fall in love with leasing. They can lease a new Chevrolet in New Rochelle and work with our financial experts to go over the leasing contract. Chevy lease deals will discuss the lease length, monthly payment details, limits for mileage and wear and tear, lease return condition, and additional details.

Benefits of Leasing a New Chevy

  • Leasing a new Chevy in New Rochelle involves lower monthly payments and less up-front money.
  • Drive the latest Chevrolet models with updated features.
  • Flex between new Chevrolet models every few years.
  • Yonkers drivers are covered by GAP Protection and have lower maintenance costs. Most repairs are covered under the Chevy lease deal's warranty.
  • New Rochelle Chevrolet's hassle-free lease return process makes life easy for White Plains drivers with an expiring Chevy lease deal.

Our New Rochelle, NY Chevy Dealership Will Buy Your Vehicle
Before the Lease or Finance Terms Expire

The vehicle New York City drivers are currently leasing or financing can be traded in. Trade-in your current vehicle to our New Rochelle, NY Chevy dealership before it's paid off, and we'll get you behind the wheel of another vehicle with new terms.

We'll buy your vehicle despite the existing auto loan. Our financial professionals will help you finance a new Chevy from our New Rochelle, NY lot. The same goes for Yonkers lessees who want to return their Chevy before the lease deal expires. We'll buy out their Chevy lease deal through our lease return process, and we'll help them lease a new Chevrolet in New Rochelle.

In both situations, the New Rochelle Chevrolet appraisal team can appraise the current vehicle to assess the current value. We then discuss options to help New York City customers lease or finance another Chevy.

Our Financial Professionals in New Rochelle, NY
Leave Leasing & Financing Decisions to You!

Leasing or financing a car isn't a complicated decision when White Plains shoppers sit down with our financial gurus in New Rochelle, NY. We let you make the decision about buying or leasing your next Chevrolet. We're here to guide you and walk you through the steps.

Explore several Chevrolet incentives, including finance specials and Chevy lease deals when you buy or lease a new Chevy in New Rochelle!

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    291 MAIN ST
    NEW ROCHELLE, NY 10801

    • Sales: (914) 940-4355
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